UPI Transactions to Become Faster from June 16, Design to improve user experience, says NPCI

The popular UPI payment system is getting faster and smoother. Starting June 16, transactions will take nearly half the time to process. More upgrades are also planned in August to improve security and reduce delays during busy hours.

The National Payments Corporation of India (NPCI) is upgrading the UPI system to make transactions faster. As per its April 26, 2025 circular, all banks and payment apps like PhonePe, google Pay, and Paytm must improve their systems to meet quicker response times.

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Now, tasks like fund transfers, status checks, and reversals will be done in 10–15 seconds instead of 30 seconds. Also it verifying UPI IDs or mobile numbers will take just 10 seconds, to make the overall experience smoother and quicker.

“These revisions are intended to improve the customer experience,” NPCI said in the notice. “Members are required to ensure that they make the necessary changes in their systems so that responses are handled within the revised time limits.”

"If the members have any dependency/configuration changes at partner /merchant's end, then the same also has to be taken care of accordingly."

The goal is to build a faster, smarter, and more reliable digital payment system. With stricter controls and faster response times, NPCI aims to make UPI more seamless and dependable for India’s growing number of digital users.

As digital payments rise, these upgrades are key to future-proofing the UPI network and ensuring it can handle increasing demand smoothly.

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