There are lots of businesses all over the world that use credit cards as a preferred method for making business payments. credit cards not only provide an easy alternative to cash payments but they also come with a lot of features, perks, and benefits which help businesses to save a lot of money as well as resources. Credit card is specially designed for small businesses and startups where they provide credit along with a range of accompanying benefits. Here we will see some best Credit Cards for Small Business startups.
Top 10 Credit Cards for Small Business Startups in 2024
Here is the list of the Best Credit Cards for Small Business Startups
1. Volopay
Volopay is one of the prominent comprehensive financial solution platforms. It works for small business platforms. Its card is specially designed to simplify expense management, streamline financial workflows, and offer businesses greater control over their spending.
Getting a Volopay card is very easy, Interested businesses can apply online, and submit required documentation such as business registration details, financial statements, and basic business information. Once the approval process is approved, the physical Card is sent to your address. Its Card has multiple currency support.
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2. SBI Platinum Corporate Card
The SBI Platinum Corporate Card is provided by the State Bank of India. It is the best choice for small business credit cards. Its mission is to offer financial solutions for corporate needs. It is specifically designed for small business startups, where they provide a wide range of features to facilitate smooth financial operations.
To apply for this credit card you have to submit The SBI Platinum Corporate Card a product offered by the State Bank of India and an excellent choice if you are considering a small business credit card. This card is aimed at providing financial solutions for corporate needs. It caters to small business startups, offering a range of features to facilitate smooth financial operations.
3. HDFC Business MoneyBack Credit Card
The HDFC Business MoneyBack Credit Card is specially designed to address the financial requirements of a wide range of businesses. It provides a wide range of features to support their operations.
Prioritizing cashback guarantee, this card’s mission is to offer tangible returns on business expenses. Businesses can start applying by submitting proper documents. Once the application is approved physical card sent to your doorstep.
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4. Citi Corporate Credit Card
The Citi Corporate Credit Card is one of the best choices for small business credit cards. It is specially designed for small business startups who are looking for financial flexibility and convenience in managing expenses.
This card comes wide range of features which specially designed to help early-stage businesses meet their specific needs. Businesses can apply for this Card online or they also visit the nearest branch. Some of its features are reward programs, limitations, global acceptance, and many more.
5. Axis Bank My Business Credit Card
It is offered by one of the leading banks, the Axis Bank My Business Credit Card is one of the best choices for businesses in search of a comprehensively equipped card solution. With the help of a wide range of features and benefits, its mission is to promote business growth and financial management.
There small business credit cards come with lots of features to help small-scale businesses. Some key features of cards are rewards points, discount offers, online account management, and many more.
6. AMEX Platinum Travel Credit Card
The AMEX Platinum Travel Credit Card is one of the best options for small businesses that start travel-related businesses. It is Issued by American Express, this Business credit card provides a wide range of travel-related benefits and rewards.
American Express mainly targets businesses that come with solid financial standing to ensure eligibility for this premium offering. Some key features of the card are travel rewards, airport lounge access, travel insurance, and more.
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7. Kotak Corporate Platinum Credit Card
The Kotak Corporate Platinum Credit Card works as a financial tool, it is specially designed to help small businesses in their early stages. These business credit cards help startups with their financial needs.
It provides a wide range of features to streamline efficient expense management and provide valuable financial flexibility. To apply for this Card you have to go nearest bank branch. Some key features of the card are Reward points, fuel surcharge waiver, and others.
8. Captain One
It is one of the best cred Card options due to it’s best Credit stands for its simplicity its generous flat rewards rate of 1.5% cash back and the absence of there’s an annual fee. These features make it the best option for small business owners, especially for those who want to earn basic rewards for spending without the hassle of bonus categories or complicated rewards programs.
9. Ink Business Preferred Credit Card
The Ink Business Preferred Card is ideal for earning travel rewards, as its points are part of the versatile Chase Ultimate Rewards program.
This program allows you to help redeem points for cash back, statement credits, gift cards, travel through Chase with a 25% bonus value, or point transfer to Chase airline and hotel partners.
10. Costco Anywhere Visa Card
The Costco Anywhere Visa Card is offered by Citi. It provides 4% cash back on up to $7,000 in eligible gas and EV charging purchases worldwide annually (then 1% back), 3% back on restaurant and eligible travel purchases, 2% back on purchases at Costco and Costco.com, and 1% back on all other purchases.
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Conclusion
Using a credit card is very helpful for small businesses, these platforms are very useful for small business. By using credit cards businesses get lots of features such as rewards and other things. Using a business credit card also helps in reduce your high fees and documentation.
Frequently Asked Questions (FAQs)
How much take time to approve a credit card?
Sometimes it’s approved in minutes but sometimes it takes a few weeks.
Can I use a business card for my personal use?
Using a business card for personal use is not illegal but it violates the terms and conditions.
Can you get a small-business credit card with bad credit?
Yes, you can apply for a credit card within the bad credit card also.
