Almost everyone uses a piggy bank where we save our money and also break it to withdraw money in any emergency or when we achieve our saving goals. But this is the traditional way to save your money and there is one disadvantage of the piggy bank whatever you save only that much money you have there is no interest in your savings. But in this digital world, you can use digital Saving Apps which not only saves your money but also gives you very good interest in your savings.
In today’s world saving money is one of the important things, it is very important to secure your financial feature. However, due to high inflation and not proper management, it is difficult to save your money. To solve this problem there is a saving application that not only saves your money but also helps to earn interest from them.
Best Daily Digital Saving Apps
Here is the Top 10 Best Daily Digital Saving Apps
1. Deciml
Deciml is a Pune-based investment app founded by Satyajeet Kunjeer. It automatically rounds up your online transactions and instantly invests the spare change.
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users can start their investment with just Re 1 by utilizing mutual funds and fixed-return funds. To offer users additional opportunities for small, regular investments and to consistently work toward their financial objectives, the app provides choices for scheduling daily investments or making one-time lump-sum investments.
2. Spenny
Spenny is a similar platform to Gullak but with some other advantages, it automates your saving. Whenever you do any transaction online based on that transaction it rounds up the figure to the nearest 10 and invests that amount in the 24k gold.
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3. Wizely
Wizely is a Bangalore-based Wizely digital saving app, that helps improve financial disciplines and make sure you never get out of money.
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The platform offers several features and also give reward after achieving the goal. The company invests users’ money in digital gold where they can earn some interest. It has some savings plans such as emergency plans, safety plans, and growth plans. Users can also add some other plans. Users can start investing from 10 rs and they sell their digital gold anytime and take withdrawals.
4. Fi money
Bengaluru-based Fi money is a one-stop solution founded by Sumit Gwalani and Sujith Narayanan. It is a new bank that is specially designed for working professionals to secure their financial services.
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The company helps in making decisions about a good investment. The app comes with no minimum balance requirements and as well zero forex charge. The company offers multiple saving options that users can choose according to their saving goals. It also provides 9% of fixed interest every year and users can also withdraw their money anytime.
5. Jar
Jar is a daily gold savings app founded by Nishchay AG and Misbah Ashraf. The platform invests your money into the 24k digital gold. The startup automatically invests your spare money.
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Whenever you do any online transaction it rounds up to the nearest 10 of your spending money and invests spare money. users can easily withdraw their savings with just a single click. It also provides news related to gold in real-time.
6. Jupiter
Jupiter is a Mumbai-based platform founded by Jitendra Gupta in 2019. It is a digital retail banking services provider to help millennials track their expenses.
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It also offers multiple services such as banking facilities, investments, debit and credit card management, savings, and transaction tracking. Users can also invest their money in direct mutual funds with zero commission. and they don’t charge any penalty which means if you miss and sip the amount they don’t take the penalty. with every use of the debit card and online transaction users get a reward of 1%.
7. YNAB
YNAB is a fintech startup that works as your personal finance manager, which helps you in managing your finances.
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The app manages all your finances in one platform and also helps you to make the best financial decisions. It also offers real-time tracking of your every transaction. It helps you reach your goal faster.
8. Cred
Cred is a Bengaluru-based fintech platform founded by Kunal Shah, It is a credit card management platform that provides credit card-related services that help you save some amount of money.
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Using a credit card is very common nowadays but holding multiple cards at a time is a headache Cred helps you in this and comes together with all your credit in a single platform. It helps you to pay your bills timely, it also provides free credit scores. It helps you to manage all credit cards in a single platform.
9. Gullak
Gullak is a Bangalore-based saving app that automates users’ savings in a 100% secure way. It is a goal-based saving app that helps maintain consistency in saving and helps you achieve your saving goal.
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Gullak invests users’ amounts in the 24k gold through which users can also earn some interest. So, with the help of Gullak, anyone can achieve their financial goal easily and secure their future.
10. Fello
Fello is a game-based investment platform that is specially designed for Gen-Z. Where they can play and earn easily.
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The platform offers investment options one is fellow flo, and the other one is digital gold. Users can choose any option to start their saving journey. Apart from investment By playing exciting games users can win rewards.
Conclusion
Digital savings applications simplify the task of accumulating funds gradually. The platform helps in achieving your saving goals without any extra effort through its automated option. Certain applications even round up payments to the nearest whole number, allocating the “change” you would typically receive in cash to savings.
This was our selection of the Top 10 Best Daily Digital Saving Apps. We hope this is useful to you. The order of this list is random.
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Frequently Asked Question(FAQ)
What is a digital saving app?
Digital Saving app is a platform that invests your money automatically after every single penny. It helps in achieving your saving goal.
Who founded CRED?
CRED was founded by Kunal Shah.
Which are the Top 10 Best Daily Digital Saving Apps?
Jar, Jupiter, Gullak, Cred, Spenny, YNAB, Deciml, Fello, Wizely, Fi Money are the Top 10 Best Daily Digital Saving Apps.
