In the world of media buying, there has long been a problem associated with paying for advertising accounts, even on such popular platforms as Facebook, Google, or TikTok.
Many financial services offered their payment methods. Finally, in 2024, we can present the top 5 services with which paying for advertising on any platform has become convenient and secure. They have already been evaluated by numerous professionals worldwide.
1.  PSTNET
Financial service PSTNET specializes in issuing virtual debit and credit cards for various purposes. They facilitate online payments of any kind. Cards for media buying offer the opportunity to manage finances digitally across all popular advertising platforms. For instance, the service provides cards for Facebook Ads, Google Ads, TikTok Ads, and Reddit. Users worldwide clearly identify some of them as the best credit cards for online advertising.
All service cards are supported by Visa/Mastercard payment systems and utilize the most popular currencies for transactions. The chance of encountering risk payments with service cards is minimal, as PSTNET offers a vast selection of unique BINs. The service website features a BIN checker, enabling users to quickly obtain detailed information about any virtual card.
Transactions with the cards, fund withdrawals, or payment refusals are not subject to commissions. Additionally, all financial operations are safeguarded by 3D Secure technology.
Funds can be deposited through various methods: cryptocurrency transfers (USDT TRC20, BTC, and over 15 other coins), bank transfers (SWIFT and SEPA), or other Visa/Mastercard cards. Withdrawals in USDT are also available.
Advantages of the service include:
- Unlimited card issuance capability: mass card issuance is also available via the user dashboard.
- Additional tools for teamwork: roles can be assigned among team members, and limits can be set on cards.
- Available tools for card expenditure analytics: financial transaction reports or fund movement inquiries can be requested.
- Convenient registration process and instant card issuance: registration on the platform takes no more than 5 minutes. Authentication can be done using Google, Telegram, WhatsApp, Apple ID, or email accounts. Immediately after, users gain access to the dashboard and can issue cards.
- The first card is available to users without any data verification.
- Service users also note the prompt and competent work of customer support managers. They are easily reachable via Telegram, WhatsApp, email, or the user dashboard. They respond around the clock.
- Functional Telegram bot: Users can receive notifications and 3DS codes through it.
For media buyers, the service offers a special program called PST Private. The program provides a 3% cashback on advertising expenses and a 3% commission on card top-ups. As part of the offer, users can also issue up to 100 cards monthly.
2.  Karta.io
Karta.io is a service that provides opportunities for managing advertising expenses through prepaid virtual Visa and Mastercard cards.
All cards have trusted US BINs, which are constantly updated. Transactions on the cards are conducted in dollars. There is a system of available fees. Each financial transaction entails a fee of 1% + $0.50. Card top-ups occur with a fixed fee of 3.5%. Additionally, there is the option of direct account replenishment from advertising accounts.
Advantages of the service include:
- Efficient control of advertising expenses: the cards feature convenient tools for real-time financial management. Users can not only receive reports on all operations but also set spending limits on the cards. There is additional team functionality.
- Unlimited card issuance: Up to 100 cards per month can be issued for free, with each subsequent one costing $0.50. If monthly advertising expenses start from $40,000, then the cards become free in any quantity.
- Fast card issuance process: The first card can be obtained in less than 10 minutes.
- Round-the-clock customer support: The service’s specialists are ready to promptly assist users in resolving any issues.
3.  Flexcard
Flexcard is a financial platform that provides access to virtual Visa/Mastercard cards for any online transactions, including payment for advertising on popular platforms. There are three types of BINs available.
Card servicing is free; however, the cost of each card starts from 2 euros. Flexcard supports various methods of replenishment — USDT (TRC 20), bank transfers, Capitalist, and transfers from the balances of other partner services. The commission for replenishment starts from 3.5%, and its size depends on the chosen replenishment method.
The registration process may take up to 24 hours. To activate your personal account, you need to fill out a form and provide it to the service manager for verification. The minimum amount to replenish the card starts from 50 euros.
Advantages of the service include:
- Intuitive interface and accessible team functionality in the personal account: you can manage card issuance and distribute roles among group members.
- Financial reporting: there are tools for expense analytics, and you can receive reports on any financial transactions.
- Customer support is available from 10 to 22 (GMT +3), and they respond very promptly during the specified hours.
4.  Mybrocard
Mybrocard is a service offering virtual cards suitable for paying for advertising campaigns on various platforms, including Facebook Ads and Google Ads. The service provides three types of cards with unique US BINs that are regularly updated.
To deposit funds into the card, you can use Capitalist, USDT, WIRE, or the Marketcall partner network. However, to replenish the balance, you need to send a request to the support service manager. The processing of funds transfer involves some waiting time, sometimes reaching up to a day or more. The commission for replenishment depends on the method of currency crediting.
There is a commission for international transactions: 1% + $0.30, and a fixed commission of 0.5% for declined transactions. Internal transactions occur with zero commission.
Registration and card issuance involve waiting: on weekdays, it may take up to 24 hours to register. Additionally, you will need to fill out a form, undergo an interview with the manager, and wait for approval of your application.
Advantages of the service include:
- Team management tools are available: for example, you can distribute roles within the team and set spending limits.
- Customer support is available for inquiries at any time, and they respond promptly.
5.  Adscard
AdsCard is a financial platform that issues virtual payment cards with support for Visa and Mastercard payment systems for media buying. The cards work with popular platforms including Facebook, Google, TikTok, and others.
All cards use currencies such as euros, dollars, and British pounds. Card management takes place directly on the platform of the same name through tools in the user’s personal account.
The service offers a wide selection of trusted BINs from banks in the United States and Europe. Funds are credited to the card through a single account balance. Replenishment of cards through it is commission-free.
The cost of issuing a card is $1 when advertising transactions totaling $500 per month are made. If these conditions are met, card servicing becomes free.
Advantages of the service include:
- Cards can be issued instantly: mass card issuance can be managed in the user’s personal account.
- The responsive customer support service is available 24/7 and responds quickly via Telegram and the website.
Conclusion
In conclusion, it is worth noting once again that all the cards in our review were evaluated solely based on objective criteria such as usability, unique BINs, team functionality, and funding methods. You can use our information to compare the key advantages of PSTNET, Karta.io, Flexcard, Mybrocard and Adscard. Each of them has its own advantages and potential. For example, some of the services are already actively using cryptocurrencies and innovative transaction security technologies. In the future, we can expect even more benefits from using virtual cards for advertising payments.
