Yubi Group partnership with India Factoring

Yubi, a technology company that manages the entire debt lifecycle, has partnered with India Factoring, a top trade finance company in India that specializes in working capital solutions.

India Factoring offer

India Factoring helps Indian businesses unlock cash by offering financing based on their receivables, both from domestic and export sales, while keeping it off their balance sheet.

Partnership Benifit

This partnership will help India Factoring expand its reach to Indian manufacturers by using efficient tools and data from Accumn, a Yubi Group company.

Accumn, a Yubi Group company, will help India Factoring improve its credit assessments with tools like Xplore, Insight, and Monitor. These tools will help India Factoring find and onboard new clients in India who need cross-border financing.

With Accumn, India Factoring can access detailed, publicly available information on a single platform and track customer profiles in real-time after funding. This includes updates on the borrower’s financial health leadership changes, and any legal issues helping them make better risk-based credit decisions.

Gaurav Kumar, Founder and CEO of Yubi Group said, “At Yubi, our mission is to deepen and democratize the global debt markets,” “By combining Yubi’s tech-enabled approach with India Factoring’s expertise, we’re delivering a high-impact solution that drives liquidity and empowers Indian enterprises to thrive in international markets, making capital more accessible without collateral requirements.”

Yubi’s network of over 17,000 businesses in India will help India Factoring find new customers across different industries and support Indian exporters in growing their operations. This partnership will provide Indian companies, both for domestic and export sales, with important collateral-free funding for their transactions, solving a major challenge in trade finance.

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By using India Factoring for trade flows, businesses can get real-time insights into the creditworthiness of their international trading partners and reduce the risk of buyer defaults by up to 100% through the Factors Chain International (FCI) route. This will help businesses navigate global markets with more confidence and accuracy.

Ravi Valecha, CEO of India Factoring commented “This cooperation leverages Yubi’s vast network of customers and provides them with modern working capital solutions which are unparalleled in the Indian market. By harnessing Yubi’s technology-driven solutions, we’re further able to deliver cross-border financing that’s compliant, faster, more accessible and tailored specifically to the unique needs of Indian businesses. Our goal is to be a one-stop solution for Indian enterprises to achieve their global aspirations.”

Accumn’s platform uses an AI-powered engine to combine financial analysis, risk scoring, and alternative data validation, designed for both retail and wholesale lending. This helps banks and NBFCs get better risk insights allowing for faster data-driven assessments and easier growth.

With a real-time, complete view of borrowers' financial health, Accumn’s tools make it easier to evaluate credit for both large companies and individual borrowers, streamlining the process and improving accuracy.

About Yubi

Yubi Group is a technology company that manages the entire debt process, from lenders to borrowers and back. Founded in 2020 by CEO Gaurav Kumar, Yubi provides technology, credit, risk evaluation, and collections platforms to support every stage of the debt lifecycle.

About India Factoring

India Factoring and Finance Solutions Pvt Ltd was founded in December 2009 and is based in Mumbai, India’s financial hub. The company offers factoring and forfaiting services, helping businesses in India with finance and additional value-added services.

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