Bank Holidays in India 2025

Festival season are coming, If you have any bank-related work, get it done quickly. Due to hindu festival several banks will remain closed for festival. These holidays include the second and fourth Saturdays and Sundays. Due to the bank closures services like checkbook and passbook updates may be affected. However, online banking services will remain operational. 

According to the Reserve Bank of India (RBI), banks remain closed on the second and fourth Saturdays of every month. Additionally, all Sundays are weekly holidays. Banks also remain closed on festivals. In India, bank holidays include national holidays (gazetted holidays) and government holidays (state/central).

State government holidays vary from state to state, whereas central government holidays are uniform across the country. Regional holidays are specific to a particular state or region. A holiday in one state does not necessarily mean a holiday in another state.

Bank Holiday 2025

Major festivals in India such as Holi, Diwali, Navratri, and national events like 15th August (Independence Day), 26th January (Republic Day), Gandhi Jayanti (2nd October), and election days are considered bank holidays. Festivals like Onam, Pongal, Bihu, Gudi Padwa, and Durga Puja are regional celebrations. In such cases, holiday is observed only in the specific region or state where the festival is celebrated. 

July Bank Holiday List (India)

• 19 July (Friday): Holiday in Agartala for Ker Puja
• 20 July (Sunday): Weekly holiday (Sunday)
• 26 July (Saturday): Fourth Saturday (Bank Holiday)
• 27 July (Sunday): Weekly holiday (Sunday)
• 28 July (Monday): Holiday in Gangtok for Drukpa Tshe-zi
• 2 August (Sunday): Weekly holiday (Sunday)

August Bank Holiday List India

• 09 August Saturday - 2nd Saturday & Rakshabandhan
• 15 August Friday - Independence Day (National Holiday)
• 16 August Saturday - Janmashtami (regional holiday)
• 27 August Wednesday - Ganesh Chaturthi/Ganesh Puja (regional holiday) 

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Bank Users Can Rely on These Online Services

During bank holidays customers can continue using online services without any disruption. Digital platforms such as UPI (Unified Payments Interface), Mobile Banking and Internet Banking remain fully operational, as they are not affected by bank closures. These services allow users to perform banking tasks conveniently from their devices.

 Online Banking Services You Can Use During Bank Holidays

When banks are closed, customers can manage their finances smoothly through the following digital services.

• Net Banking: Access your bank’s website or mobile app to use net banking. It allows you to transfer money, pay bills and check your account balance anytime.
• Unified Payments Interface (UPI): UPI is a secure and fast method for transferring money. Simply use UPI-enabled apps like google Pay, PhonePe, or Paytm to send or receive payments instantly.
• Mobile Banking: Through your bank’s mobile app, you can access a wide range of services such as fund transfers, mobile recharges, utility bill payments, and more—right from your smartphone.
• ATM Services: ATMs remain operational 24/7, even during bank holidays. You can use them to withdraw cash, check balances, and get mini statements. Some banks also offer cardless cash withdrawal options at ATMs.
•  Note: Customers are advised to check with their local bank branch about holidays before visiting, as bank holidays in India can vary from state to state. What may be a holiday in one region might be a working day in another.

Note: Customers are advised to check with their local bank branch about holidays before visiting, as holidays vary from state to state in India.